Buying, building or investing in the Covilhã and Serra da Estrela region — coordinated end-to-end by a local advisory firm, in your language.
While Lisbon, Porto and the Algarve price out most buyers, the interior offers space, nature and property at a fraction of coastal prices — with fast motorway access, a university city (Covilhã) and the Serra da Estrela mountains at your doorstep.
Sourcing, evaluation and negotiation of houses, apartments and plots, with full legal due diligence — through our IMPIC-licensed real-estate partner. We know this market street by street.
Portuguese banks lend to non-residents and foreign-income buyers under specific conditions. We prepare and present your file through our partner registered with the Bank of Portugal, comparing proposals from several institutions. Lending decisions always rest with the banks. The entire credit-analysis process — from first meeting to deed — is completely free of charge*.
*Credit analysis by Heritas Advisory and/or its partners is free; costs imposed by the bank may apply at the deed stage — never by Heritas Advisory.
Affordable plots plus fixed-price modular construction, fully licensed and bank-financeable. Portugal's new 6% VAT scheme for housing construction (2026) can mean recovering 17% of contractor costs — if the contracts are structured correctly. We coordinate the whole process.
Life and home insurance through our ASF-registered partner, plus ongoing oversight of your Portuguese assets — one local point of contact for everything, long after the deed is signed.
Most of our international clients complete the entire process without moving here first. Video consultations, document handling, coordination with notaries and power-of-attorney arrangements, staged reporting with photos and video during construction — one advisor orchestrating lawyers, banks, builders and insurers on the ground, so you don't have to manage a foreign team from abroad.
We work in English, French, Italian and Portuguese. The first consultation is free and without obligation.
Write to us in English — we reply within one business day.
geral@heritasadvisory.com